services) and leave the recipient more discretion in determining the precise use of the funds. Many current block grants in the U.S. were formed thru the consolidation or merger of several closely related categorical grant programs. (목적이 넓어서 grantee가 구체적인 사용법을 정할 수 있음)
Defining features of grants
Conceptually, grants are payments from a donor governm
부족
신용카드/이체에 비해 구매자/판매자 입장에서의 편리성, 보안성 및 수수료 측면의 경쟁력 있는 Biz Model로 인해 초기에 성공적으로 시장 진입
PayPal의 성공에 자극 받은 eBay 및 기타 경쟁자의 copy 모델 출현에도 불구, PayPal이 가지는 장점으로 인해 PayPal은 On-line Payment 분야에서 강자로 지속 성장
II. 회사개요
□ PayPal은 1998년 당시 Internet 및 팽창 예상되는 전자상거래 시장에 비해 다수의 구매자 또는 판매자가 느끼는 불편한 점을 착안하여 설립
온라인 전자상거래를 이용하는 많은 이용자들의 불편한 점에 착안…. (Mr. Thiel & Levchin)
O 개인-개인간 on-line 상거래시 대금 지급 애로(이체 번거로움
, 이제는 정보기술의 혁신이 점차 중요한 요인으로 대두되고 있다.
2. 금융기관의 여러 가지 업무에 전산장비와 정보기술이 접목될 경우는 물론, 금융서비스자체가 전자화된 매체를 이용하여 제공될 경우를 포괄적으로 전자금융(on-line financial service 혹은 electronic financial service)이라 정의
Ⅰ. Introduction of Study
1. Background of study
Although the name of 'QR code' was difficult to remember at first, the recognition rate of 'QR Code' is increasing day by day. As smart phones have become popular globally, various marketings which are using it have appeared. One of the typical marketings is QR code marketing. If QR code which is also called 2D barcode is scanned, it simpl
payments as operating, investing and financing activities
1. operating activities
2. investing activities
3. financing activities
Classification of Typical Inflows and Outflows
Operating activities - Income statement items
Cash inflows:
From sale of goods or services.
From interest received and dividends received.
Cash outflows:
To suppliers for inventory.
To emp
Service revenue (Vodafone Group, 2011)
Economic traffic management - With data usage cap, we should make an effort to control traffic increase from partial heavy users. Changing 3G to 4G, ISP repealed data unlimited-rate payment system. For example, AT&T introduce ‘Data Usage Cap’ for high-speed internet.
Technical traffic management – It means Introducing managing traffic effecti
People poured and drank coffee with a kettle.
Various brands of coffee shops appeared.
Must provide a special coffee.
A chance to experience a variety of taste and flavor in public tastings.
Principle to be consumed within 7 days.
service, and solve problem.
self-help groups consist of groups of multi-cultural family, combined nationality, each nationality, spouse, parents-in-law. by continuing self-help group meeting, psychological stability, intimacy with neighbors, mutual exchange of information and psychological support are formed
the rest of works are composed of four services.
emotional support through mentoring w
Ⅱ. Exchange rate regime
1. What is the exchange rate?
In finance, the exchange rates between two currencies specifies how much one currency is worth in terms of the other. It is the value of a foreign nation’s currency in terms of the home nation’s currency. For example an exchange rate of 91 Japanese yen (JPY, ¥) to the United States dollar (USD, $) means that 91 yen is worth the